Buying With Fixed Rates Under 3.99% in 2025!

From Denied to Approved: How Loan Assumptions Create a Path Forward


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In today’s episode, Mike Baltazar shares the true story of a first-time homebuying couple who were denied by a traditional lender—until they discovered a smarter way to buy. By assuming a 2.875% VA loan, they turned a dead deal into a huge win, slashing their monthly payment and securing the home they loved.

If you’ve been told “no” because of debt-to-income issues or high mortgage rates, this episode reveals how assumable loans can create new paths to approval—especially in today’s high-rate market.

Topics Covered:

  • Real buyer case study: Denied at 7.125%, approved at 2.875%

  • Why assumable loans solve common affordability problems

  • How to bridge the gap between loan balance and purchase price

  • How MBX helps revive deals with creative mortgage strategy

Think your deal is dead? Let us take a second look.
📞 Call or text Mike Baltazar at 520-490-9608
📩 Email: [email protected]
🔍 Explore live listings at: LoanAssumptionHomes.com

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Buying With Fixed Rates Under 3.99% in 2025!By The MBX Team at RealBroker