Get ready, because this episode of Keeping it REal with Kelly and Amanda is all about turning “almost perfect” into “absolutely perfect”! We’re sitting down with Jeff Shealey from HMA Mortgage to dive into one of the coolest tools in real estate—Renovation Loans!

You know the story—you find a house in the perfect location, but it’s missing something. Maybe it needs a kitchen facelift, a bathroom refresh, or hey, maybe even that dream pool or shop you’ve always wanted. With a renovation loan, you can roll the cost of improvements right into your mortgage and create the home you’ve been envisioning—all without breaking your budget.

Jeff breaks it all down: how renovation loans work, the kinds of updates you can do (from cosmetic to complete rebuilds), and how this flexible option fits into a variety of loan programs.

So if you’ve been scrolling listings waiting for “the one,” this episode is your sign—find the house and make it yours!

When in doubt, Just See Jeff!