What if retirement wasn’t the end of your impact—but the beginning of a new kind of leadership?

In this heartfelt episode, Fobby reconnects with longtime friend and mortgage veteran Dave Baer, who started in the business in 1977 and made the decision to retire after a profound personal shift.

Dave opens up about his sister’s battle with brain cancer—and how that moment changed his definition of success and purpose. Now, in retirement, he’s far from done. Dave dedicates his time to Women Giving Back, a nonprofit supporting women and children in crisis. It’s proof that legacy lives on, even after the titles fade.

In this episode, Dave shares:

• The moment he knew it was time to walk away from the industry

• Why retirement didn’t mean slowing down — it meant shifting direction

• How he's continued making a difference without needing a business card

Notable Quotes:

“It wasn’t about the title anymore. It was about where I could make a real difference.”
“I may have stepped away from the office, but I haven’t stepped away from helping people.”
“The biggest part of the business that I miss are the people.”

If you’re wondering what’s on the other side of the hustle… this episode might be your answer.