From Ramen to Riches

We had the opportunity to sit down with Dr. John Gonas, a Finance Professor at Belmont University to further discuss the importance of responsible investing. Hope you guys enjoy!

We had the opportunity to sit down with Charles Harper, the Director of Financial Aid at Belmont University to talk about common mistakes people make in regards to student loans.Check out these links for more info on student loans:FAFSA Application:https://studentaid.ed.gov/sa/fafsaScholarship America:https://scholarshipamerica.org/FastWeb Scholarships:https://www.fastweb.com/college-scholarshipsIncome Calculator: https://www.wsj.com/articles/which-college-graduates-make-the-most-11574267424?ns=prod/accounts-wsjStudent Loan Mistakes to Avoidhttps://www.investopedia.com/financial-edge/0910/the-6-worst-student-loan-mistakes-you-can-make.aspx

Don't take our word for it. Check out these links for more info on investing:The math behind compound interest:https://www.investopedia.com/terms/c/compoundinterest.aspThe advantages of diversification:https://budgeting.thenest.com/advantages-diversified-portfolio-26348.htmlWhy you need to invest young:https://financialhighway.com/benefits-of-early-investing-magic-of-compounding/More on retirement accounts:https://www.thebalance.com/types-of-retirement-plans-2894324Some ETFs to look at (always conduct your own research before making investment decisions)https://www.thebalance.com/best-etfs-4173857

Don't take our word for it. Check out these links for more info on building credit and paying down loans:What Makes up a Credit Scorehttps://www.myfico.com/credit-education/whats-in-your-credit-scoreHow to become an Authorized Userhttps://www.creditkarma.com/credit-cards/i/authorized-user-credit-card/Habits of an Expert Credit Userhttps://www.nerdwallet.com/blog/credit-cards/7-habits-of-highly-effective-credit-card-holders/Paying off Loans Earlyhttps://www.thebalance.com/pay-off-loans-315588

Don't take our word for it. Check out these links for more info on budgeting:Budgeting for Dummieshttps://adamhagerman.com/budgeting-for-dummies/ Easy Budget Templateshttps://www.mint.com/budgeting-3/simple-budget-template-budgeting-made-easy Step by Step Budgeting Guidehttps://www.thebalance.com/how-to-make-a-budget-1289587

Don’t just take our word for it. Check out these links for more info on money saving tips and tricks:Dave Ramsey's 20 Tipshttps://www.daveramsey.com/blog/the-secret-to-saving-money?msclkid=6d021f253ad91c8aeedf42c0ea40aba4&utm_source=bing&utm_medium=cpc&utm_campaign=FPU%20-%20Non%20Brand&utm_term=saving%20money&utm_content=Saving%20MoneyTip Encyclopedia- Some of these are ridiculous (i.e. “Try Haggling”) but definitely worth a lookhttps://www.doughroller.net/smart-spending/51-painless-money-saving-tips/Forbes Money Habitshttps://www.forbes.com/sites/learnvest/2014/05/13/9-financial-habits-that-can-make-you-wealthy/#5d621c8d7183 Good Money Habitshttps://www.mentalfloss.com/article/532663/9-good-money-habits-you-can-form

Being smart with your money pays dividends, literally. Our natural response is to fear money. To think that it controls us. You’re right to be afraid. Money has power over people who don’t know how to use it. Learn how to use it as a tool, and you can set yourself up for financial success. That's what we're here for.