From Zero to AI Clarity: How Beginners Can Use AI to Make Smarter Financial Decisions

🎧 Many people want to improve their finances but feel stuck at the starting line. Investing sounds intimidating. Portfolios feel complicated. And artificial intelligence? For most beginners, it feels like something only experts understand. This episode breaks that barrier by meeting listeners exactly where they are—at ground zero.

In this conversation, Elaine Mingus sits down with R. Kenner French to demystify how AI can be used as a practical, judgment-free tool for making better financial decisions. Instead of hype or technical jargon, the discussion focuses on mindset, systems, and simple first steps anyone can take. Whether you are just graduating, living at home, or realizing you want a different financial future, this episode shows how AI can help you think clearer and move forward with confidence 🌱

Kenner explains that artificial intelligence is not about shortcuts or gambling on the next big thing. It is about leverage—using modern tools to understand your situation, ask better questions, and build a solid financial foundation. From experimenting with free AI models to understanding when and why paid versions matter, the episode offers a realistic roadmap for beginners and experienced investors alike 📈

What You’ll Learn

• Why starting at “ground zero” can actually be an advantage
• How AI can support better financial and investment decisions
• A simple way to test and compare popular AI tools
• Why “garbage in, garbage out” matters when using AI
• How AI removes judgment and emotional pressure from money decisions
• The importance of building a strong financial foundation first
• Why systems and ongoing reviews matter more than quick wins
• Beginners who feel overwhelmed by investing or finance
• Anyone curious about using AI without technical knowledge
• Entrepreneurs and professionals who want clearer financial systems
• People who want to make smarter decisions without fear or shame

⚠️ This episode also addresses common concerns around safety and privacy, emphasizing responsible use and awareness while still encouraging listeners not to fall behind as AI becomes more mainstream

The key takeaway is simple: AI is not something to fear. When used thoughtfully, it becomes an advocate—helping you save money, protect money, and grow money while staying human in the process

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