Budgeting isn’t about restriction—it’s about intention. In this episode, Ryan Zacharczyk, CFP®, and Zane Belcak share how a clear spending plan and drawdown strategy can transform fear into confidence, helping retirees enjoy the life they’ve worked for without worrying about running out of money.
 
Plus, explore our <a href='https://mcdn.podbean.com/mf/web/gqsh39g6f3bxjxay/Detailed_Budget_Template7kexp.pdf'>Detailed Budget Template</a> to put these strategies into practice.

Budgeting isn’t about restriction—it’s about intention. In this episode, Ryan Zacharczyk, CFP®, and Zane Belcak share how a clear spending plan and drawdown strategy can transform fear into confidence, helping retirees enjoy the life they’ve worked for without worrying about running out of money. Plus, explore our Detailed Budget Template to put these strategies into practice.

Budgeting isn’t about restriction—it’s about intention. In this episode, Ryan Zacharczyk, CFP®, and Zane Belcak share how a clear spending plan and drawdown strategy can transform fear into confidence, helping retirees enjoy the life they’ve worked for without worrying about running out of money.
&nbsp;
Plus, explore our <a href="https://mcdn.podbean.com/mf/web/gqsh39g6f3bxjxay/Detailed_Budget_Template7kexp.pdf" rel="noopener noreferrer">Detailed Budget Template</a> to put these strategies into practice.

Fueling the Journey – Mastering Cash Flow & Budgeting in Retirement

The Retirement GPS Podcast helps you navigate the road to and through retirement with clarity and confidence. Hosted by Ryan Zacharczyk, CFP®, President of Zynergy Retirement Planning, and Zane Belcak, Associate Planner, each episode breaks down the most important financial topics.

From tax strategies and income planning to Social Security, investing, and estate considerations, we cover the issues that matter most—without the jargon. Our goal is simple: give you the tools and guidance to make informed decisions, avoid costly mistakes, and stay on course for the retirement you deserve.

Whether you’re already retired or planning ahead, consider this your personal guide to a smarter, more intentional future.

Learn more at <a href="https://zynergyretirement.com/">zynergyretirement.com</a> and follow Zynergy Retirement on <a href="https://www.instagram.com/zynergyretirement/" target="_blank" rel="noreferrer noopener">Instagram</a>, <a href="https://www.facebook.com/zynergyretirement/" target="_blank" rel="noreferrer noopener">Facebook</a>, and <a href="https://www.linkedin.com/company/zynergy-retirement-planning/posts/?feedView=all" target="_blank" rel="noreferrer noopener">LinkedIn</a>!

Also, look out for our <a href="https://www.zynergyretirement.com/zynergy-blog/" target="_blank" rel="noreferrer noopener">Mile Markers</a> blog series that corresponds to the podcast episode you just listened to.

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The Retirement GPS Podcast helps you navigate the road to and through retirement with clarity and confidence. Hosted by Ryan Zacharczyk, CFP®, President of Zynergy Retirement Planning, and Zane Belcak, Associate Planner, each episode breaks down the most important financial topics. From tax strategies and income planning to Social Security, investing, and estate considerations, we cover the issues that matter most—without the jargon. Our goal is simple: give you the tools and guidance to make informed decisions, avoid costly mistakes, and stay on course for the retirement you deserve. Whether you’re already retired or planning ahead, consider this your personal guide to a smarter, more intentional future. Learn more at zynergyretirement.com and follow Zynergy Retirement on Instagram, Facebook, and LinkedIn! Also, look out for our Mile Markers blog series that corresponds to the podcast episode you just listened to.

The Retirement GPS Podcast helps you navigate the road to and through retirement with clarity and confidence. Hosted by&nbsp;Ryan Zacharczyk, CFP®, President of Zynergy Retirement Planning, and&nbsp;Zane Belcak, Associate Planner, each episode breaks down the most important financial topics.

From tax strategies and income planning to Social Security, investing, and estate considerations, we cover the issues that matter most—without the jargon. Our goal is simple: give you the tools and guidance to make informed decisions, avoid costly mistakes, and stay on course for the retirement you deserve.

Whether you’re already retired or planning ahead, consider this your personal guide to a smarter, more intentional future.

Learn more at&nbsp;<a href="https://zynergyretirement.com/" rel="noopener noreferrer">zynergyretirement.com</a> and follow Zynergy Retirement on <a href="https://www.instagram.com/zynergyretirement/" rel="noopener noreferrer">Instagram</a>, <a href="https://www.facebook.com/zynergyretirement/" rel="noopener noreferrer">Facebook</a>, and <a href="https://www.linkedin.com/company/zynergy-retirement-planning/posts/?feedView=all" rel="noopener noreferrer">LinkedIn</a>!

Also, look out for our <a href="https://www.zynergyretirement.com/zynergy-blog/" rel="noopener noreferrer">Mile Markers</a> blog series that corresponds to the podcast episode you just listened to.

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Fueling the Journey – Mastering Cash Flow & Budgeting in Retirement

Fueling the Journey – Mastering Cash Flow & Budgeting in Retirement