Can you complain if it's free?, people watching games, why smart people do dumb things (ex. drive with expired tags), eating and driving is dangerous, don't apologize (action>words), dollar cost averaging based on Fear and Greed index, percent versus absolute, time in market, using 13F hedge fund filings in modern portfolio theory, portfolio analyzer tool (caveat historical does not mean future), FAANG MAMAA, indexes are safe but dynamic, chest to stearing wheel and air bags.