G Money

Greg Abrams sits down with Eric Olson, Account Executive and non-QM lending specialist at Angel Oak, to break down what non-QM lending actually is and why it's a growing part of the mortgage market.

They cover why "non-QM" gets an unfair reputation, how wholesale lending partnerships work, why shopping purely on rate can cost more in fees, and why box banks often aren't equipped to guide borrowers through more complex loan scenarios.

Eric also shares his path into the mortgage industry, starting with no mortgage background, and what he's learned about earning client trust over the years.

Topics covered: non-QM lending, wholesale lenders, Angel Oak, debt service ratio loans, non-warrantable condos, box banks, mortgage rates, current market conditions.

Greg Abrams, Branch Manager, American Pacific Mortgage.

Greg sits down with his wife, Sarah, to reflect on his 23 years with American Pacific Mortgage! And of course a small Q&A with their daughters, Reagan & Paxton.

Tune in with Greg to hear more about the ever popular HELOC - aka Home Equity Line of Credit. Answering some of the most basic questions to help you better understand the "what, why, how" and even comparing the HELOC to other options, like HELOAN's and traditional Refinances. 

No Pay Stubs or Taxes Required?!?  Can it be true? Yup! Greg compares Qualified Mortgages (what the average person uses) to Non-Qualified Mortgages and explains why you might consider that route for your lending needs. So for those unique scenarios or self-employed borrowers, this could be the ticket for you! 

Accessory Dwelling Units are a hot topic and we are here to dive into the details of what they are, the benefits to a homeowner and some of the nitty-gritty of utilizing them on your property! Listen in as Greg sits down with Helen Eloyan, Program Director with the Westside Community Development Corp., and Arturo Hernandez, Co-Owner of Central Coast ADU. 

Greg sits down with real estate team Karen & Natalie to dive into the senior demographic in real estate. Greg even goes so far as calling them the "Senior Specialists" - chatting on those with a fixed income, the stigmas versus the reality of reverse mortgages, and finding the "perfect home".

Host Greg Abrams sits down with Marketing Director, and wife, Sarah Abrams to chat about the oh so common topic of Condos! There is so much to know about purchasing a condo, and they get detailed into some key areas to consider as one ponders making a purchase. 

Both coincidentally graduating from Chico State, Cody and Sarah both found themselves on the same team helping those in our community make plans for their future through life insurance options and financial planning. Having these three sit down and chat through this importance of planning for your future is both fun and educational.

Do you know the answers to these questions? Greg gives professional insight to questions and topics that you may have asked yourself. 

Greg is excited to have guest, Cami Pinsak on air to chat about the wide world of Real Estate. From the perspective of consumer, real estate professional and even the political realm, Greg and Cami chat about parking, new developments, updates on the NAR changes, new or revised legislation for 2025 and even dive into some QA's directly from the consumer.