Generational Wisdom

Learn strategies to raise grounded, grateful kids from father, founder, and pharmacist Tim Ulbrich, who paid off more than $200,000 of debt and is on a mission to live a rich life today and in the future.

Pharmacist and YFP Wealth co-founder Tim Ulbrich shares with host Dr. Julia Myers how to teach kids about money through everyday habits, saving buckets, planning for car expenses, and fostering financial independence. Tim explains why daily habits teach more than lectures, how he plans for his teen’s first car, and why spontaneous memories matter. If you’re a parent looking for practical money conversations, this episode is for you.

Key Takeaways:

• Kids learn more from daily money habits and your emotional tone than from formal lectures.
• Give teens real skin in the game, like a minimum savings amount, before helping with a car.
• A solid financial plan should support your values and leave room to enjoy today.

About Tim Ulbrich:

Tim Ulbrich is the Co-Founder and CEO of YFP Wealth, a nationwide fee-only financial planning firm founded in 2015. He earned his PharmD from Ohio Northern University and completed residency training at The Ohio State University. Tim is the co-author of Seven Figure Pharmacist. He has presented to more than 200 pharmacy organizations on entrepreneurship, leadership, investing, retirement planning, and financial well-being.

Episode Links & Resources:

• Seven Figure Pharmacist (Tim Ulbrich, Tim Church) Book Link: https://link.amazon/B0bQjz7F2
• YFP Wealth: https://yfpwealth.com/book-a-discovery-call/?utm_source=julia-myers&utm_medium=audio&utm_campaign=yfp-wealth&utm_content=show-notes
• YFP Podcast Episode 402 - Julia & Tim
• YFP Podcast Episode 311 - Julia & Tim

Columbus Legends, https://columbuslegends.com/ is part of Central Ohio Homeschool Athletics, a non-profit association that offers Christ-centered competitive athletics to homeschool students.

Timestamps:

00:00  Teach Kids to Save With Purpose

03:04  Childhood Money Story: The Envelope System

08:43  Student Loan Debt Lessons & College Costs

14:50  First Home Purchase Mistake

35:37  Teaching Teens to Buy a First Car

Learn More:

• Subscribe and follow on YouTube: youtube.com/@juliamyers
• Follow on Apple Podcasts: Generational Wisdom
• Follow on Spotify: Generational Wisdom

Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five.

This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved.

Subscribe and follow on YouTube or your favorite podcast player so you don't miss the next conversation.

Discover how to break the scarcity mindset and raise money-smart teens with Realtor and investor Amrita Khurana and host Dr. Julia Myers. Amrita, who grew up in an immigrant family, started working at 8, and left the New York Times to build her own business, tells how she moved from scarcity to open money talk with her three boys. She shares her “spend, donate, invest” rule, the day her teen asked to invest his gym savings, how she builds grit in kids who’ve never struggled, and the debt conversation she’s bringing back to the dinner table.

Key Takeaways:

• Move from a scarcity mindset to open money talks at home
• Use “spend, donate, invest” habits with your teens
• Build grit in kids who have never struggled

About Amrita Khurana:

Amrita Khurana is a top-producing Realtor, investor, speaker, and community leader who is passionate about helping people navigate change with confidence. She is also a podcaster, hosting The Amrita Effect, where she shares honest conversations about growth, resilience, leadership, and creating a life that’s truly aligned.

Episode Links & Resources:

• The Amrita Effect podcast
• Website: falcongroup.com
• Khalsa Aid International USA, the humanitarian relief charity Amrita would give to: linktr.ee/Khalsaaidusa

Timestamps:

00:00 Breaking the scarcity mindset in a first-generation household

06:30 Growing up poor as an immigrant family: first money memories

23:39 Leaving the New York Times to become a real estate agent

30:13 Spend, donate, invest: how to teach teens about money

47:09 How to talk to teens about credit card debt

Learn More:

• Subscribe to Weekly Newsletter: juliamyers.com/subscribe
• Subscribe and follow on YouTube: youtube.com/@juliamyers
• Follow on Apple Podcasts: Generational Wisdom
• Follow on Spotify: Generational Wisdom

Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. Subscribe and follow on YouTube or your favorite podcast player so you don't miss the next conversation. For guest inquiries, visit juliamyers.com/podcast

Discover how to teach kids about money and pass on generational wisdom with financial advisor Marc Shaffer and host Dr. Julia Myers. The advisors, mentors, and coaches around your family are the infrastructure that carries generational wisdom forward. Hear how to build that team with financial advisor Marc Shaffer and host Dr. Julia Myers.

Marc shares his expertise on family wealth transfer, early money education, and the importance of kindness and intentionality in financial conversations. Discover practical tips to raise financially savvy kids and build a legacy of wisdom.

Key Takeaways:

• Advisors and mentors help pass down money wisdom
• Teach kids early with piggy banks and delayed gratification
• Give kids skin in the game and gift wealth while you’re alive

About Marc Shaffer:

Marc Shaffer, CFP, AIF, and EA, is a financial advisor at Searcy Financial Services, a 50-year-old firm. He helps families build strong financial futures while staying grounded in what matters most. Passionate about teaching and community involvement, he’s also the author of One for All: Systematize Your Kindness in Your Network. Outside work, he stays active, gives back, and spends time with his family.

Episode Links & Resources:

One for All: Systematize Your Kindness in Your Network by Marc Shaffer

Growing Futures Early Education Center: growingfutureseec.org

Website: searcyfinancial.com

Timestamps

00:00 Why gift money before you’re gone
15:37 Skin in the game: college and weddings
29:14 Teaching a 4-year-old with piggy banks
35:57 Talking to kids about money without fear
46:57 Marc’s money story: stop hoarding, start enjoying

Learn More:

• Subscribe to Weekly Newsletter: juliamyers.com/subscribe
• Subscribe and follow on YouTube: youtube.com/@juliamyers
• Follow on Apple Podcasts: Generational Wisdom
• Follow on Spotify: Generational Wisdom

Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. Subscribe and follow on YouTube or your favorite podcast player so you don't miss the next conversation. For guest inquiries, visit juliamyers.com/podcast

Explore how a self-directed IRA goes beyond traditional retirement accounts with uDirect IRA founder Kaaren Hall and host Dr. Julia Myers.

Individual Retirement Accounts are a common vehicle when building generational wealth. Less common is the using the power of a self-directed IRA. Unlock the secrets for alternative investing with uDirect IRA founder Kaaren Hall and host Dr. Julia Myers.

A self-directed IRA lets your retirement account act like your own bank. Kaaren Hall, founder of Udirect IRA Services, shows how a self-directed IRA lets you invest retirement savings in real estate, private loans, and precious metals. After the 2008 recession ended her mortgage career, she built the company from $1,600. Here she tells Julia Myers how to start small with micro-loans, which prohibited transactions to avoid, and how she gave her kids a head start with a Roth IRA.

Key Takeaways

• Unlock alternative uses for retirement funds beyond the tradional stock market.
• Identify prohibited transactions and how to legally use your self directed funds for real estate
• Why a ROTH IRA for your kids is essential

About Kaaren Hall

Kaaren Hall is the founder and CEO of uDirect IRA Services, LLC, a self-directed IRA provider since 2009 that oversees more than $1.3B in assets. With over 20 years of experience in real estate, lending, and self-directed retirement accounts, she has helped thousands of investors diversify into alternative assets. A national speaker, BiggerPockets author, and founder of OCREIA, she also holds leadership roles across the retirement industry.

Episode Links & Resources

The BiggerPockets Guide to Self-Directed IRA Investing by Kaaren Hall: https://amzn.to/4slIvMr

Get My Free IRA Report - https://udirectira.com/free-report/?utm_source=generational-wisdom&utm_medium=audio&utm_campaign=juliamyers

Timestamps

00:00 Self-directed IRA
09:16 From the housing crash to starting a company in 2009
15:30 Building uDirect IRA from $50 setup fees to $1.3B
22:43 Teaching kids money: paying them to start a Roth IRA
25:18 Why every family needs a trust, not just a will
27:39 What is a self-directed IRA? Use your IRA like a bank
38:26 The self-directed IRA mistakes to avoid
39:57 Micro-loans and precious metals

Learn More:

Subscribe to Weekly Newsletter: https://juliamyers.com/subscribe
Subscribe and follow on YouTube: https://www.youtube.com/@juliamyers
Follow on Apple Podcasts: https://podcasts.apple.com/gb/podcast/generational-wisdom/id6817849672
Follow on Spotify: https://open.spotify.com/show/1jfFHyQtWHsEIn3jAx5HSf
Connect on LinkedIn: https://www.linkedin.com/in/juliamyers314/

Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Julia Myers, a TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved.

If this episode spoke to you, share it with one parent who needs it too. Remember, parenting takes a village, and you’re not alone.

Rachel Duck rebuilt after divorce and COVID hit at once, and shares how to talk to your kids about money along the way.

Talking to your kids about money matters most when life doesn’t go to plan. Financial strategist Rachel Duck learned it in March 2020, when her divorce papers and the COVID shutdown arrived together and her 40-year plan fell apart. She rebuilt, wrote A Single Mom’s Guide to Financial Freedom, and teaches a 7-step framework that starts with mindset, not math. In this episode, Rachel joins Julia Myers to talk about reframing scarcity scripts, defining your financial freedom number, and why she answers her kids with “how can you afford it?” instead of an allowance.

Key Takeaways:

• Why your money mindset comes before the numbers
• How to answer “can I have this?” with “how can you afford it?”
• Why your kids need to watch you walk toward freedom out loud

About Rachel Duck:

Rachel Duck is the founder of JME Investment Group, a consultant, author, and speaker with more than two decades in real estate, investing, and financial strategy. Through her Financial Freedom Framework and her book A Single Mom’s Guide to Financial Freedom, she helps women take control of their finances and build lives of security, abundance, and legacy. She lives outside Austin, Texas, with her three children.

Episode Links & Resources:

A Single Mom’s Guide to Financial Freedom by Rachel Duck Rachel

Duck’s website: rachelduck.com

Financial Freedom Readiness Quiz: https://bit.ly/4zEhKoQ

Timestamps:

00:00 Why kids get a front-row seat to your money story
03:22 First money lessons: earning 10% commission washing dogs
08:40 Changing your dream: starting a real estate career in 2009
14:10 Divorce papers and COVID: the moment that changed everything
17:56 The 7-step Financial Freedom Framework: start with mindset
26:45 How to talk to kids about divorce and money
32:20 “How can you afford it?” and why there’s no allowance
40:11 Teaching money to teens and young adults: custodial IRAs

Learn More:

Subscribe to Weekly Newsletter: juliamyers.com/subscribe
Guest inquiries: [email protected]
Subscribe and follow on YouTube: youtube.com/@juliamyers
Follow on Apple Podcasts: Generational Wisdom
Follow on Spotify: Generational Wisdom
Connect on LinkedIn: Julia Myers

Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved.

Follow on Apple, Spotify, or YouTube so you don't miss the next conversation. Leave a rating and share.

Is “follow your passion” actually good advice? Author and speaker Gabrielle Bosché says it’s only half the story.

In this episode, host Dr. Julia Myers sits down with Gabrielle to unpack why purpose, not passion, is the better guide for your career, your money, and your family.

Find your purpose and stop chasing passion. Gabrielle Bosché shares a simple 3-question framework to find your purpose and help your family find theirs. Gabrielle’s path shaped how she thinks about purpose. She grew up filling tithing envelopes, lost her family’s home in the 2008 recession, and couldn’t afford college until an anonymous donor stepped in to help. This episode is for parents, grandparents, and mentors who want to help the next generation find direction, make wise financial decisions, and live with purpose.

Key Takeaways:

• Why “follow your passion” is incomplete advice
• How to turn your purpose into a family decision-making rubric
• How to rethink college, debt, and career choices through the lens of purpose
• Dinner table conversation starters for raising capable, confident kids

About Gabrielle Bosché:

Gabrielle Bosché published her first book at 17 and has since written seven books, delivered two TEDx Talks, and shared stages with Malcolm Gladwell, John Maxwell, Dave Ramsey, and Rudy Giuliani. She has spoken for Google, the CIA, Microsoft, Audi, Comcast, Expedia, and eight U.S. Naval Bases. She co-founded The Purpose Company with her husband, Brian, and created the Purpose Factor assessment. Her work has been featured in SUCCESS, NPR, SiriusXM, Bloomberg Radio, Glamour, Business Insider, and the Los Angeles Times.

Episode Links & Resources:

The Purpose Company: https://www.purposecompany.co/home37354734

Purpose Factor assessment: purposetest.com

Time Stamps:

00:00 Why you need permission, not just passion
01:50 Five fast money questions
06:37 Money lessons growing up: trade-offs and the 2008 recession
16:19 Why “follow your passion” is bad advice
20:15 How to find your purpose: 3 questions
31:40 Rethinking college, student debt, and career choices
37:53 How to use purpose as a family decision-making tool
43:23 Where to take the Purpose Factor assessment

Learn More:

Subscribe to Weekly Newsletter: juliamyers.com/subscribe
Subscribe and follow on YouTube: youtube.com/@juliamyers
Follow on Apple Podcasts: Generational Wisdom
Follow on Spotify: Generational Wisdom
Connect on LinkedIn: Julia Myers

Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, a TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved.

Subscribe and follow on YouTube or your favorite podcast player so you don't miss the next conversation.

Money conversations with your kids matter more than your income. Emergency physician Dr. Bill Yount learned that the hard way. After decades of high earnings, single-digit savings rates, and silence about money at home, a lawsuit at age 50 forced a financial reset. Today he’s financially independent, semi-retired, and passing on wisdom and wealth. In this episode, Bill joins host Julia Myers to talk about breaking a family money story and rebuilding trust with teens and young adults.

Key Takeaways:

• How to break a family money story and start honest money conversations with your kids
• Why generational wisdom matters more than generational wealth
• Why legacy is what you leave in people, not to them

About Dr. Bill Yount:

Bill has worked in emergency medicine since 1992 and is a husband, father of twin sons, and dog dad to two labradoodles. At 50, he realized he was financially illiterate, burned out, and living paycheck to paycheck despite a high income. He paused, planned, and pivoted, reaching financial independence a decade later. He now co-hosts the podcast Catching Up to FI and mentors late starters who feel behind or alone. His mantra is “Let’s Catch Up to FI Together.”

Episode Links & Resources:

Catching Up to FI episode with Julia -https://www.youtube.com/watch?v=x-T7Vj8PLek&vl=en-US

Man's Search for Meaning by Victor Frankl - https://amzn.to/3VAVuxr

Generational Wisdom Family Constitution - Https://juliamyers.com/constitution

Time Stamps:

00:00 High Income Isn’t Financial Security
01:32 Quick Money Questions: First Car, Debt, Interest Rates
13:30 Why Overspending on Kids Creates Entitlement
17:17 The Wake-Up at 50: Lawsuit, Lifestyle Inflation, and Late Starting
19:30 How to Talk to Teens About Money Without Lecturing
22:24 Paying for College and Raising Debt-Free Kids
26:50 Financial Neuroplasticity: Rewiring Your Money Habits
33:09 Life After FI: Giving, Donor-Advised Funds, and Helping Adult Kids
35:29 How to Transfer Wealth to Adult Children: Roth IRA, HSA, and 529
50:34 Five Regrets of the Dying and What Legacy Really Means

Learn More:

Subscribe to Weekly Newsletter: juliamyers.com/subscribe

Subscribe and follow on YouTube: youtube.com/@juliamyers

Follow on Apple Podcasts: Generational Wisdom

Follow on Spotify: Generational Wisdom

Connect on LinkedIn: Julia Myers

Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved.

Follow on Apple, Spotify, or YouTube so you don't miss the next conversation. Leave a rating and share.

Most parents want to talk to their kids about money, but don't know where to start. In this episode, host Julia Myers sits down with her 12-year-old son Mason to show what that conversation can look like.

Mason shares what "generational wisdom" means to him, why kids need to understand money before they inherit it, and how he thinks about deals. Then Julia gives him a virtual $50 and asks: What would he do with it, and why? His answer (invest some, give some away, spend some on Legos he won't get bored of) opens up a conversation about compounding, generosity, and making decisions on purpose.

The big idea is that it isn't about how a kid spends the money. It's about how they decide. Julia and Mason also talk about needs vs. wants, why price isn't the same as value, and how their family uses a Family Constitution to turn values into goals, including their biggest Operation Christmas Child donation yet.

If you're a parent wondering how to start, or a kid stuck in the back seat of the carpool line, this episode gives you the questions to start tonight.

KEY INSIGHTS

✔️ Money is a tool, not a measure of what matters. Teach kids that money shouldn't matter more than time and relationships.

✔️ Think before you act, and think before you spend. Slowing down before a purchase is a financial literacy skill kids can build early.

✔️ Price isn't value. A good deal depends on what you want, what it costs, and how long you'll use it.

✔️ The $50 question shows how your child thinks. Saving, giving, and spending reveal their values and decision-making, so there are no wrong answers.

TIME STAMPS

00:00 Meet Mason
01:30 What is generational wisdom?
03:30 Why kids need to learn about money before they inherit
05:30 Money is a tool
08:00 What makes a good deal?
10:30 The $50 challenge: invest, give, spend
13:00 Think before you spend
14:30 Why should kids care about money?
16:00 Does price equal value?
19:23 Family values, goals, and Operation Christmas Child

Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, a TEDx speaker and mom of five.

Follow Generational Wisdom on Apple, Spotify, or YouTube so you don't miss the next conversation.

Leave a rating and share. Find me on LinkedIn or leave a comment.

Generational Wisdom is for educational and entertainment purposes only. Nothing on this show is financial, legal, or tax advice. Every family’s situation is different, and we always encourage you to work with a qualified professional who knows your specific circumstances.

Julia’s Links and resources:

Show page and resources: https://www.juliamyers.com/podcast

Guest inquiries: mailto:[email protected]

Subscribe for new episodes: https://www.youtube.com/@juliamyers

Follow on Apple Podcasts: https://podcasts.apple.com/gb/podcast/generational-wisdom/id6817849672

Follow on Spotify: https://open.spotify.com/show/1jfFHyQtWHsEIn3jAx5HSf

#GenerationalWisdom #TeachingKidsAboutMoney #FinancialLiteracy #ParentingPodcast #KidsAndMoney

Teaching kids about money doesn't have to be complicated. In this Generational Wisdom Kids Version episode, host Dr. Julia Myers sits down with her 10-year-old daughter, Lena, for an unscripted conversation about saving, spending, giving, and what money can't buy.

Lena explains her three accounts (spending, savings, and giving), how she'd give away $1,000, and how she'd split money between spending, saving, and giving. She also tackles debt and where money comes from. The episode closes with a true story from a Boston airport. Julia and Lena are stuck on a standby list, trying to get home early, and no amount of money can buy them a seat. The lesson: money isn't the end goal, and some of life's best things can't be purchased.

This episode is for parents who want to start money conversations with elementary and tween kids, and for kids who want to hear another kid explain it.

KEY INSIGHTS

✔️ You can buy anything, but you can't buy everything. Lena's tongue twister is a simple way to teach limits and the difference between a want and a wish.

✔️ Save, spend, give. Lena works out a 70% spend, 20% save, 10% give split out loud. Julia notes the numbers shift as kids grow and their needs change.

✔️ Kids can explain debt in their own words. Asking your child to define money terms shows what they actually understand, and where the gaps are.

✔️ Money can't buy everything. Julia's story shows that patience and trust matter when a seat, a result, or an opportunity isn't for sale.

✔️ Not knowing is okay. When Lena couldn't answer where money comes from, Julia modeled curiosity over perfection.

TIME STAMPS
00:00 Meet Lena: why legacy is what we leave in our kids
03:00 Spending, savings, and giving accounts
19:00 "You can buy anything, but you can't buy everything"
21:00 What is debt? A 10-year-old explains
27:00 The airport story: stuck on standby
31:30 The lesson: money can't buy everything

Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, a TEDx speaker and mom of five.

Follow Generational Wisdom on Apple, Spotify, or YouTube so you don't miss the next conversation.

Leave a rating and share. Find me on LinkedIn or leave a comment.

Generational Wisdom® is for educational and entertainment purposes only. Nothing on this show is financial, legal, or tax advice. Every family’s situation is different, and we always encourage you to work with a qualified professional who knows your specific circumstances.

Julia’s Links and resources:

Show page and resources: https://www.juliamyers.com/podcast

Guest inquiries: mailto:[email protected]

Subscribe for new episodes: https://www.youtube.com/@juliamyers

Follow on Apple Podcasts: https://podcasts.apple.com/gb/podcast/generational-wisdom/id6817849672

Follow on Spotify: https://open.spotify.com/show/1jfFHyQtWHsEIn3jAx5HSf

#GenerationalWisdom #TeachingKidsAboutMoney #FinancialLiteracy #ParentingPodcast #KidsAndMoney

What's wrong with wanting to build generational wealth?

In Episode 2 of Generational Wisdom, Dr. Julia Myers tackles the question she hears most. She explains why money lands badly in unprepared hands, from lottery winners to student athletes with NIL deals, and why wisdom is the missing piece. She shares the six-part Generational Wisdom Playbook from her FinCon talk: influences, skills, values, privilege, discernment, and legacy. Then her kids Lena (10) and Mason (12) share, unscripted, why money is a tool and why they think every family should talk about it.

If you want your kids to inherit your wisdom, not just your wealth, start here. Your one step this week: pick a pillar and ask your kids one question about it.

TEDx Link: https://juliamyers.com/tedx?utm_source=julia&utm_medium=textreplacement&utm_campaign=tedx_launch&utm_content=link

KEY TAKEAWAYS

✔️ It isn't money that's the problem; it's the love of money.

✔️ Wealth that lands in unprepared hands rarely lasts.

✔️ The Generational Wisdom Playbook has six parts: influences, skills, values, privilege, discernment, and legacy.

✔️ Kids already know money is a tool, not something to value over time and relationships.

✔️ You can buy anything, but you can't buy everything.

 CHAPTERS

00:00 What's wrong with wanting generational wealth?
04:02 The six-part Generational Wisdom Playbook
12:31 Lena and Mason answer: why should anyone listen?
14:14 Why should kids care about money?
14:49 "You can buy anything, but you can't buy everything"

Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five.

Follow Generational Wisdom on your favorite podcast app or on YouTube so you don't miss the next conversation. Find me on LinkedIn or leave a comment.

This show is for education and encouragement, not financial, legal, or tax advice.

Links and resources:

Show page and resources: https://www.juliamyers.com/podcast

Guest inquiries: mailto:[email protected]

Subscribe for new episodes: https://www.youtube.com/@juliamyers

Follow on Apple Podcasts: https://podcasts.apple.com/gb/podcast/generational-wisdom/id6817849672

Follow on Spotify: https://open.spotify.com/show/1jfFHyQtWHsEIn3jAx5HSf

#GenerationalWisdom #ParentingPodcast #KidsAndMoney