On today’s episode, Ford and Brandy give a market update. They also talk about Roth ladder conversions and why they matter. Ford and Brandy also share a few personal stories about Roth ladder conversions and how they have impacted the lives of their clients.

Segment 1: Ford and Brandy give a market update.

Jay Farner, CEO of Quicken Loans: (00:00)Hi, I’m Jay Farner, CEO of Quicken Loans. 30% of Americans who are planning home improvements of $5,000 or more will pay for those renovations with a high interest credit card. That may not be a great idea. A better idea may be to take cash out of your home with a Quicken Loans, 30-year fixed rate mortgage. The rate today on our 30-year fixed rate mortgage is 3.99%, APR 4.23%. Call us today at (800) QUICKEN or go to rocketmortgage.com Rates subject to change. A 2% fee to receive this discounted rate. Call for cost, information and conditions. Equal housing lender, licensed in all 50 States. NMLS number 3030.

Announcer: (00:37)Welcome to The Active Wealth Show with your host and chief financial advisor, Ford Stokes. Ford is the founder and CEO of Active Wealth Management. He’s a fiduciary who will help protect and grow your money. Ford will teach you how to invest and retire successfully so that your hard-earned assets are protected. Investment advisory services offered through Brookstone Capital Management, LLC, BCM, a registered investment advisor. BCM and Active Wealth Management are independent of each other. Insurance products and services are not offered through BCM, but are offered and sold through individually licensed and appointed agents. Investments are all risk and, unless otherwise stated, are not guaranteed. Past performance cannot be used as an indicator to determine future results. Now here’s your host, Ford Stokes.

Ford Stokes: (01:19)And welcome to show, Activators. I’m Ford Stokes, your chief financial advisor, and I’ve got Brandy Seats, the asset, here with us.

Brandy Seats: (01:26)Hello activators.

Ford Stokes: (01:29)Pretty excited today. It was a good week. We’re getting a lot better. We’ve got some market updates. We’re going to talk about Roth ladder conversions. We’ve also got our esteemed executive producer, Mr. Christian Dooley, here with us.

Christian Dooley: (01:44)Hello.

Ford Stokes: (01:44)Yup. Glad to hear it. Hey, you still do a great job with the intro. I can’t wait until we add Brandy to the intro.

Christian Dooley: (01:51)It’s going to be very different. It’ll sound awesome, though.

Brandy Seats: (01:54)I like awesome.

Ford Stokes: (01:55)So, Christian is very particular about our opens and wants to do a great job for the show. So what he’s gonna, what he’s doing is what they call the voice of God here at AM 920 The Answer. He’s going to do our entire new opening. So that’s pretty good stuff. And it’s going to include Brandy. So Brandy, I just want you to know we do care about you. We’re glad you’re on the show.

Brandy Seats: (02:15)Thank you. I appreciate it. I know that even without the intro.

Ford Stokes: (02:19)Yeah, I got it. But we’re going to actually get there. I don’t know, we’re like on week three, that she’s on the show permanently, so that’s good. Yeah, we’ll get it.

Christian Dooley: (02:27)We had to make sure she was going to stay.

Ford Stokes: (02:29)I understand. There’s a probationary period. Is that what it is? That’s a quick probate. Usually it’s a 90 day thing, isn’t it?

Brandy Seats: (02:37)Well, three shows, it’s like 90 days.

Ford Stokes: (02:41)It may help that you merged Avalon Financial into Active Wealth and that you’re a licensed financial advisor. It may help.

Brandy Seats: (02:47)I’m in it for the long haul.

Ford Stokes: (02:51)That’s right. It’s good that