In Italy, the process of borrowing money is different from the U.S., as it doesn’t rely on a traditional credit score. Instead, Italian banks evaluate your financial situation using various documents to determine if you qualify for a loan. There’s also a risk assessment system that lenders consider, which plays a key role in the approval process and can impact your chances if certain financial issues arise. In this episode of Ask The Italian Lawyer, hosted by Italian attorney, Marco Permunian, and dual citizen expat podcaster, Rafael Di Furia, we’ll learn the answer to the question: How does borrowing and lending money work in Italy without a credit score system?For help with the Italian citizenship process and more information about Italian Citizenship Assistance visit ICA's website:https://ItalianCitizenshipAssistance.comFor help with buying a home in Italy, and more information about Italian Real Estate Lawyers visit IREL's website:https://ItalianRealEstateLawyers.comTo contact Italian Attorney Marco Permunian and his team at Italian Citizenship Assistance & Italian Real Estate Lawyers:https://italiancitizenshipassistance.com/contact/https://italianrealestatelawyers.com/contact-us/To see more from Rafael Di Furia about life in Italy and life as a dual-citizen expat check out his YouTube channel and website:Http://YouTube.com/RafaelDiFuriaHttp://RafaelDiFuria.com#dualcitizenship #italiancitizenship #italiandualcitizenship