Get Out Of Debt Quickly. Start by listing all your debts, including amounts and interest rates. Create a realistic budget to track income and expenses. Identify areas to cut back on spending, directing those savings toward debt repayment. Prioritize high-interest debts to minimize overall interest payments. Consider debt consolidation or balance transfers for lower rates. Negotiate with creditors for possible interest rate reductions or payment plans. Additionally, explore additional income sources to accelerate debt repayment. Consult with a financial advisor for personalized guidance.