On This episode of The Get Savvy Podcast, Troy and Monica are joined by David R. Carothers; The Principal at Florida Risk Partners, International Best-Selling Author of ‘The Extra 2 Minutes’ and ‘The Dirty 130’, and a Partner at Savvital, David R. Carothers is an absolute genius, to say the least. On the Podcast, we discuss the importance of Virtual Professionals and the implementation of proper processes.