EP #4 This week, Cullen and Wendy are here to help you get 720 Credit Ready, and Stay Credit Ready your entire life.

You never know what life is going to throw you, and having healthy credit makes life much easier. 

Cullen talks about credit in a different way to help you understand how the credit actually works, discussing everything like why having a credit card is important, student loans, improving credit scores for mortgage approval, and even rebuilding credit after bankruptcy.

They also talk about big credit killers that will really hold you back from staying "credit ready".

And, as usual, Cullen and Wendy let you in on some dirty little secrets, like the truth about "0% interest", the scam of rent-to-own, title loans, and a few other things that turn from convenience to financial headache.

Takeaways: 

•  The true impact of how late payments, maxed out credit cards, and opening new accounts can kill your credit score.
• Avoiding financing that doesn't build your credit, especially with high interest rates and hidden fees.
• Staying Credit Ready is crucial to avoid financial pitfalls and make responsible financial decisions.

Want to watch this podcast? Here's the link for our YouTube channel!

Check out our sponsor -- Rental Kharma
https://www.rentalkharma.com

Season One Intro Music: https://uppbeat.io/t/cruen/camping
License code: AACFPDP424VK449S