Shymeia Lee and I are back for Part 2 of the episode "Getting Mortgage Credit Ready". Listen in as we cover the remaining topics:  [0:00:48] Part I Recap [0:01:09] Medical Bills and Other Debts to Be Paid Off [0:03:15] Is Credit Karma accurate?  [0:09:16] The Difference in Mortgage FICO scores [0:11:42] Nothing in Real Estate in Free [0:12:32] Identity Theft and The Home Buying Process  [0:14:03] Why Are Credit Scores Run More Than Once? [0:15:48] Can Lenders Use a Credit Report From the Buyer? [0:17:39] Disputing Your Credit Score During the Home Buying Process  [0:20:01] How Do Upcoming Payoffs Affect Your Credit? [0:22:57] What Documents are Needed When Purchasing a Home? [0:30:09] How Does Co-Signing Work? [0:31:21] Documents Needed for Self-Employed Buyers and Side/Part-Time Jobs? [0:36:11] Does Owing Money to the Government Affect Your Ability to Buy a Home? [0:38:09] The Importance of Having a Good Lender and Agent [0:48:56] Connecting with Shymeia for Mortgage Support [0:49:52] Closing Comments [0:50:48] Outro  Guest Speaker: Shymeia Lee IG: @shymeialee FB: Shymeia Lee Google: Shymeia Lee  Podcast Host: Kim McBride, Real Estate Associate Broker RLAH Real Estate  12505 Park Potomac, 7th Floor Potomac, MD 20854  Websites: 🌍 www.getkeyswithkim.com 🌍 www.getkeysacademy.com  Podcast: 🎙️ www.anchor.fm/getkeyswithkim  Appointment: 📅 www.calendly.com/getkeyswithkim  Social Media:  IG: @getkeyswithkim  FB: Kim McBride-Real Estate Professional