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Getting my shit together: interrogating "fixed" costs (part 4)
This is my journey to apply the book, Unf*ck your finances. The book is about personal finances but I’ve added actions specific to working for myself.
If you want a bit more context, the prelude pieces are Hope can be scary, Why do we never talk about personal finance?, and Getting my shit together: the plan for the next quarter.
The first thing I’m doing from the plan I made a few days ago is to understand how I’m spending. This means listing out all of my fixed costs and interrogating them.
Up until this point, I’ve been able to reduce my monthly costs by $301.14. Let’s see how I go today.
Feel free to do a cross-examination.
These are the last costs I’ll be interrogating. Tomorrow, I’ll interrogate categories of costs.
iCloud (monthly)
I’m ok with this price to know that all of my photos and videos and messages are kept somewhere besides my phone and laptop.
Podiatry (quarterly)
The health insurance keeps this price low. It’s fixed. At some point, I will have to progress to orthotics. A cost to keep in mind.
Dentistry (bi-annually)
The health insurance keeps this price low. It’s fixed. I may drop down to annually in future but there are a few things we’ve been keeping an eye on so happy to go every six months.
Psychology (monthly-ish)
Again, health insurance has reduced the cost of this. I like going but I think I need to redefine what I want to get out of it. What I started going for is no longer an issue. Adding it to my task manager.
Work Gym (quarterly) (business expense)
8 hours of focused work per week, two work marathons, and a pentathlon…this is very worth it for me.
Wordpress (annually) (business expense)
I’m keeping this website on Wordpress because it’s just so much better for SEO and bloging than Clickfunnels is. I will port the domain to Namecheap as soon as I can though.
Clue (annually)
Used daily. Very very useful for knowing when we’re all in danger. Keeping it.
Readwise (annually)
I love this tool and I get value out of it regularly — I’ve created a TODO to make sure I’m getting the most out of it. I’m 90% sure there are some integrations I haven’t hooked up yet.
Bear (annually) (business expense)
I have temporarily switched to Notion while I don’t have my Macbook. I hands down prefer Bear but it doesn’t have a PC or web version. Anywho, this annual expense isn’t for another six months but I’m sure I’m keeping it.
Domains (annually) (business expense)
I only have five. I think that’s reasonable. Currently using them all. Auto-renew is off for the ones that are only temporary projects.
Doctor (quarterly)
The reality is that I average to quarterly. This is pretty fixed.
—
No money saved today.
View all episodes
By Rosie OdseyThis is my journey to apply the book, Unf*ck your finances. The book is about personal finances but I’ve added actions specific to working for myself.
If you want a bit more context, the prelude pieces are Hope can be scary, Why do we never talk about personal finance?, and Getting my shit together: the plan for the next quarter.
The first thing I’m doing from the plan I made a few days ago is to understand how I’m spending. This means listing out all of my fixed costs and interrogating them.
Up until this point, I’ve been able to reduce my monthly costs by $301.14. Let’s see how I go today.
Feel free to do a cross-examination.
These are the last costs I’ll be interrogating. Tomorrow, I’ll interrogate categories of costs.
iCloud (monthly)
I’m ok with this price to know that all of my photos and videos and messages are kept somewhere besides my phone and laptop.
Podiatry (quarterly)
The health insurance keeps this price low. It’s fixed. At some point, I will have to progress to orthotics. A cost to keep in mind.
Dentistry (bi-annually)
The health insurance keeps this price low. It’s fixed. I may drop down to annually in future but there are a few things we’ve been keeping an eye on so happy to go every six months.
Psychology (monthly-ish)
Again, health insurance has reduced the cost of this. I like going but I think I need to redefine what I want to get out of it. What I started going for is no longer an issue. Adding it to my task manager.
Work Gym (quarterly) (business expense)
8 hours of focused work per week, two work marathons, and a pentathlon…this is very worth it for me.
Wordpress (annually) (business expense)
I’m keeping this website on Wordpress because it’s just so much better for SEO and bloging than Clickfunnels is. I will port the domain to Namecheap as soon as I can though.
Clue (annually)
Used daily. Very very useful for knowing when we’re all in danger. Keeping it.
Readwise (annually)
I love this tool and I get value out of it regularly — I’ve created a TODO to make sure I’m getting the most out of it. I’m 90% sure there are some integrations I haven’t hooked up yet.
Bear (annually) (business expense)
I have temporarily switched to Notion while I don’t have my Macbook. I hands down prefer Bear but it doesn’t have a PC or web version. Anywho, this annual expense isn’t for another six months but I’m sure I’m keeping it.
Domains (annually) (business expense)
I only have five. I think that’s reasonable. Currently using them all. Auto-renew is off for the ones that are only temporary projects.
Doctor (quarterly)
The reality is that I average to quarterly. This is pretty fixed.
—
No money saved today.