This is my journey to apply the book, Unf*ck your finances. The book is about personal finances but I’ve added actions specific to working for myself.

If you want a bit more context, the prelude pieces are Hope can be scary, Why do we never talk about personal finance?, and Getting my shit together: the plan for the next quarter.

Three days ago was money day.

I registered for GST, split my business and personal expenses, and defined my bookkeeping rituals (most people call these standard operating procedures).

I’m not done but the skeleton is there. Let me tell you about my bookkeeping rituals.

Some of these build on existing rituals and some are being built from the ground up. These will undoubtedly change but it’s a good starting point for the new financial year. Credit to Emily Volz for her financial foundation series, Mike Michalowicz for his Profit First concept, and many others whose frameworks I’ve frankensteined together that (hopefully) works for me.

Feedback welcome!

See all of the rituals here.