In this episode of X4 Talks, we sit down with Jovi Overo to unpack the realities of the crypto space—what’s hype, what’s real, and how to navigate a career in one of the most polarising finance sectors.

Jovi is at the forefront of digital transformation in finance as the CEO of Vault, a cutting-edge platform that’s redefining how digital assets and crypto banking can co-exist in a regulated, accessible, and user-friendly way.

Discussions in the episode:

• The key skills needed to build a sustainable career in crypto
• What’s holding mainstream adoption back?
• The future of crypto: financial inclusion, volatility, utility & regulation
• The role of education in demystifying digital assets

This episode is hosted by Lydia Howard, Head of Payments and FinTech UK & Europe at the X4 Group.