God is in the joy-giving business. He is not a money-hungry owner that denies his money managers any personal pleasure. Instead, God created a beautiful world and gave us money to enjoy it. Some imply you should feel guilty for any personal spending (as if owning a TV was a mortal sin when so many people in the world are starving). But if we have given first and saved second, we do not need to feel guilt in living off the rest, to enjoying the places God created, the food God grew, the technology God allowed us to develop. He gives these things for our pleasure! So, be generous first and enjoy the rest to his glory.