It’s the time of year that can be challenging for most of us—who, what and how much to gift for the holidays. I’ve many of my own thoughts, but I came across Sharon Schweitzer’s list of 10 rules of holiday gift giving etiquette and she makes excellent points covering most situations. Sharon, is an international etiquette expert, author, and founder of Access to Culture. When discussing gift etiquette opinions are all over the place. For me, it is important to stick to a budget and choose gifts for the individual, not by the dollars you spend. Most people discover that they can spend more some years and be on a rock bottom budget others.

To read the full article by Maralyn Hill visit luxebeatmag.com.