In the book of Titus, chapter 2, and verse 11, we are told, "For the grace of God that bringeth salvation hath appeared to all men." Most often the word "grace" is associated with the unmerited favor of God, by which we are saved and delivered from sin. But there is much misunderstanding in the religious world as to how that grace is bestowed. When it comes to our salvation, does God do it all and we do nothing? What does the Bible say?