Why would the couple in their 50’s have such a different outlook to the man in his 30’s? It’s hard to be a successful investor unless you’re an optimist. Firstly, if everyone does well, you’re likely to do better as an investor. And if you understand everyone is doing better, and that we have always gotten better, you’re less likely to be agonising over someone huffing and puffing about the next crash. When I hear crash talk I often think of the saying, a broken clock is right twice a day.

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