Debt is a reality that follows millions of people around and many great businesses have been built on various forms of debt (also known as leverage or other people's money (OAP)). But the truth remains that many of us don't really appreciate the difference between good debt or bad debt. Some even argue there is nothing like good debt! as all debt must be bad! 
In part 1 of this episode, we are joined by Femi and Rennae both professionals in the finance sector.  They share their personal experience with debt and offer some industry insight on emotional spending with credit cards and the long term impact it could have on us. Femi also serves as a counsellor of the charity- Christians Against Poverty (CAP)- which is one of the leading voices on debt counselling in the United Kingdom.