Starting from September 2024 there will be considerably higher fees for early repayments or refinancing of a mortgages.

How will this change affect the mortgage market in Czech republic?

I hear speculations about price reduction from clients very often, but the reality is that you usually don't see a price reduction and if you do, it is not worth waiting for such a moment, because you have to pay for the rent instead of paying the mortgage.

More in this episode!

My experience is that if someone lives in a rental property, they often wonder whether it would be better to take out a mortgage and own the property.

But what are the objective advantages and disadvantages of both options and how to decide between them?

There are a lot of misconceptions about down payment. So in this episode, I'll try to set the matter straight.

A mortgage always has a fixed maturity, typically around thirty years - the question is whether we can pay off the mortgage faster and whether there is a price for this early repayment? Find out in this episode.

In this episode I wanted to sumarise our main parts of our services to you, expats.
We understand the difficulty you face when buying a property in Czech republic and we want to ease up the process for you as much as possible!

Not a lot of people know you can actually refinance (change your interest rate) during fixation period.

There should also be some changes to rules about early refinancing in the near future!

In this episode Stepan will cover corporate or also called as junk bonds and their risks.

Pre-approved mortgage is a great product that not a lot of people know about.

In what scenario I would suggest to use it and what are the differences from a regular mortgage?

This episodes is special because we won’t be talking about some specific topic but rather explore story of one of my clients and what interesting things we had to solve before buying an apartment.

This is a real life story of course names and numbers do not represent the reality.