Since last week, merchants have been able to sub charge credit cards for purchases to make up for processing fees. This means that individuals who use their credit cards will have to pay an extra fee when they purchase anything. According to a recent survey from the Canadian Federation of Independent Business (CFIB), 19 per cent of members will use this new sub charge, and 26 per cent say they will if their competitors are using it. Dan Kelly, CFIB President discusses this study.