In this episode we go over why now is the best time to refinance and/or consolidate any debt you currently have, why it is so important, and how to do it. Eric explains how & why he consolidated his student loans, and Meghan explains how & why she refinanced her mortgage. We also answer a listener's question at the end of the episode on what to do with short term savings for things like a house or car.

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As always, thanks for listening!