Elizabeth’s guest this week is Scott Malcolm, Owner and Director of Money Mechanics, a team of specialist financial life planners, who provide tailored solutions based on educating and empowering clients to match financial planning with their overall life goals. He discusses how the impact of  Covid19 on people’s life goals is on-going with no end point yet; redundancies in the education and airline industries; the importance of being emotionally ready for retirement; how to put a decision making framework around your money and where new investment opportunities are beginning to emerge.