The Salvation Army of Southern Nevada, in collaboration with Scouts of America, is hosting a food drive at 22 Smith's locations across Las Vegas and Pahrump. This is the 38th year of the partnership, aiming to stock the Henderson food pantry. Kyle Smith highlighted the increasing need for rental assistance, with 356 calls last month. The Salvation Army assists 3,000 veterans annually, provides housing for 2-300 families, and operates vocational programs. They also run an adult rehabilitation center and a night shelter. The community meal program serves 132,300 meals annually. The pop-up pantries aim to expand reach, especially in North Las Vegas.

Attorney General Aaron Ford discussed his background, emphasizing his roles as a husband, father, and Nevada's Attorney General. He highlighted his family's support, particularly his wife Berna, a brilliant attorney. Ford recounted his journey from teaching to law, including his first political campaign in 2010, which he lost but later won in 2012. He detailed his achievements, such as recovering over $1.2 billion from opioid companies and $200 million from other settlements. Ford also shared his philosophy of justice, including exonerating and compensating wrongly convicted individuals. He announced his intention to run for governor in the future.

Anita Ross, a former Navy member and Department of Energy contractor, transitioned into real estate investing after buying her first home. She emphasized the importance of budgeting, typically setting aside 10% of the purchase price for closing costs and agent fees. Anita highlighted the need for accurate cost estimations, including a 10-20% cushion for unexpected expenses. She discussed the role of her long-time realtor, George Trill, in negotiating deals and providing resources. Anita also touched on the challenges of securing hard money loans, which require a minimum 10% down payment, and the importance of timely renovations, aiming to complete projects within 45-60 days.

Leaha Crawford and Julian Rosado discuss family planning and the importance of legacy recording with Dr. Francis Arlean. Dr. Arlean's company, AR Media, specializes in audio family legacy recordings and asset documentation to preserve personal stories and memories. She highlights the rise of early-stage Alzheimer's and dementia, especially among younger individuals, and the need to capture stories before memory loss. Dr. Arlean emphasizes the customized nature of her services, which include third-level listening and documenting health histories. She also offers risk management services for home health care agencies to ensure smooth operations in emergencies. Crawford Management Group promotes tax planning services to help clients mitigate taxes and plan for future success.

The program discussed tax season strategies, including offering clients a tax plan alongside their returns. The firm aims to reduce client stress and provide comprehensive services. The conversation shifted to fashion, featuring Sheneka Gunn from Cute Boutique, who emphasized the importance of unique, well-fitted clothing for plus-size women. Sheneka shared her journey, including being featured in magazines and working with celebrities. She also highlighted her community involvement, such as toy drives and scholarships. The segment concluded with personal anecdotes and reflections on the importance of presentation and support in business.

The program discussed the services provided by Care Chest, a nonprofit founded in 1990 by three pharmacists. Care Chest redistributes gently used durable medical equipment and offers one-time use supplies like incontinence supplies, diabetic supplies, and supplemental medical nutrition. They also provide prescription assistance up to $300 a year and independent living home modifications. Income qualifications are at or below 138% of the federal poverty level. Contact information is 866-206-5242. The program emphasized the importance of reaching out for help and not disqualifying oneself.

This episode of Growth and Grace discusses the importance of financial planning and managing credit, featuring guest Frank Ruvalcaba from Operation Hope. Frank emphasizes the need to plan for expenses throughout the year, especially during the holiday season, to avoid financial strain. He highlights Operation Hope's free financial literacy programs, which include credit management, debt reduction, and budgeting. Frank shares a success story of a client who reduced $15,000 in debt by managing expenses. He recommends having an emergency fund equivalent to six months of expenses. Contact information for Operation Hope: 404-994-9011 and [[email protected]].

The discussion on "Growth and Grace" focused on personal reflections and aspirations for the new year. Leaha Crawford and Julian Rosado shared their thoughts on the importance of planning for the year ahead, emphasizing the need to focus on what's important and enjoy small moments. They discussed the impact of a past guest, Marcus Allen, on their outlook and the significance of gratitude and grace. The conversation also touched on personal growth, mental health, and the benefits of physical activities like hot yoga and the Daniel fast. Leaha highlighted her work with a cohort helping older adults obtain their CPA licenses, and the importance of resilience and self-improvement.

The discussion on "Growth and Grace" covered various topics, including holiday greetings, Super Bowl predictions, and a business line of credit offered by Western Alliance Bank. The line of credit, up to $100,000, has a five-year term with an interest rate of Wall Street Journal prime plus 1.95%. Requirements include a two-year business operation history and a business deposit relationship with the bank. The panelists emphasized the importance of maintaining updated entity documents, having financials in order, and planning for 2026. They also highlighted the benefits of having a personal relationship with a banker for better business support.

The discussion on "Growth and Grace" focused on skincare and haircare tips. Kim, with 32 years in the hair industry, emphasized the importance of a healthy scalp and proper product use, recommending shampoo for the scalp and conditioner for the hair. Shawann, a master esthetician, highlighted the need for regular exfoliation and proper sunscreen application, noting that darker skin also needs protection. They advised using cool mist humidifiers and hair steamers to maintain moisture. Both stressed the importance of internal health, including hydration and a balanced diet, for optimal skin and hair condition. Contact information for their services at Fiber Salon in Henderson was provided.