Long-term care insurance is becoming an increasingly fundamental addition to the financial planning process. 

 

That’s why Zacc Call and Laura Hadley, along with insurance professional Barney Tanner, are diving into the intricacies of long-term care and disability insurance. They discuss the likelihood of needing long-term care, the various payment options including insurance, and the importance of planning for potential costs. 

 

The episode also explores the differences between standard and linked benefit insurance policies, the role of ADL requirements, and the nuances of disability insurance coverage. 

 

Discussion points include:

 

• The basics of planning for long-term care
• The 6 main avenues of paying for long-term care: Private pay, family support, Medicare, Medicaid, veterans' benefits, and insurance
• The role of insurance in long-term care from an insurance professional
• The various policies you can choose from in disability insurance
• And more

 

Resources:

• Guided Path 8-1 Pre-65 Health Care Options for Early Retirees
• Guided Path 8-2 Navigating the Alphabet Soup of Medicare
• Guided Path 8-3 Life Insurance 
• Guided Path 8-4 Life Insurance: When To Get It, When To Drop It

 

Connect with Capita Financial Network:

• [email protected]
• [email protected]
• (801) 566-5058
• Capita Financial Network
• LinkedIn: Zaccary Call 
• LinkedIn: Laura Hadley
• LinkedIn: Capita Financial Network
• Facebook: Capita Financial Network

 

Connect with Barney Tanner:

• LinkedIn: Barney Tanner, CLTC®
• Allegis Advisor Group

 

About Our Guest:

Barney Tanner is a seasoned National Brokerage Director with over 20 years of experience nurturing key relationships that lead to sales growth and ensure client retention. Extensive experience in all aspects of business development and wealth planning including developing key client relationships, leading and building teams, developing successful strategies, and making relationship-based sales. 

Barney continually exceeds expectations by creating valuable partnerships and works well with people at all levels of an organization including stakeholders, C-suite executives, management, underwriters, staff, and agents.