H.J. Chammas is an award-winning best-selling author and self-made “Employee Millionaire”  who achieved financial freedom by investing in rental properties throughout Asia, Dubai and  Europe. He is the founder of the Employee Millionaire, a financial education company that empowers  employees to achieve financial freedom through investing. He has guided thousands students through the process of financing, buying, renting, and managing rental properties  while still employed in a day job Chammas is the author of two books: The multi-award winning, The Employee Millionaire:  How to Use Your Day Job to Become a Millionaire with Rental Properties and the #1  international best-selling, The Employee Millionaire – Personal Workbook.