This week's guest is Stephen Walker, Private Wealth Advisor from Walkers & Associates - A private wealth advisory practice of Ameriprise Financial Services, Inc. In continuing the discussion of innovation in the world of finance, Stephen and I will focus on personal finance and what changes he has seen from being in this industry for over 25 years. He also emphasizes the main aspect of his role that has not changed in 25 years and will likely never change. We end the show with a history lesson about the first mutual fund which dates back to the 1700's!