What's better, money earned or money saved?  This podcast will discuss people and spending time for money through the vicious cycle.  It's unnatural to take hard earned dollars and put those dollars to risk if you don't truly understand why you are doing it.  I'll attempt to break down the why in this message.  Why not just spend it all now?  You may as well enjoy it all now anyway, right?  What's the point of investing anyway, all money money ever does is go up and down up and down every month.  I don't understand why I'm doing this!  This is a deep look at what I consider to be hard dollars vs. soft dollars earned in this life.  My in-depth real life experiences aims to drive home the point for you so you can deploy a little or a lot of discipline into your financial perspective.