While millions of Americans spend their working days dreaming about retirement, many fail to take the crucial financial steps they should before becoming a retiree. Chris Boyd and Jeff Perry discuss a recent article (link below) titled, "Don't even think about retiring until you have these three things paid off — and no, your mortgage isn't one of them." Chris and Jeff discuss the benefits of being debt-free in retirement and how one's home can be a potential source of income or wealth. Jeff discusses using a "bucket" fund approach to save for a new car. Chris reviews different strategies for debt reduction. The segment ends with changes to student loans and strategies to consider for repayment of student loan debt.

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