If you are thinking about buying a home, I can't stress enough the importance of starting this process earlier.  In this weeks episode I talk about that and other challenges that clients face when they wait too long to start the mortgage process. In the market to buy, build or refinance a mortgage? Looking for an experienced lender who knows what they are doing and how to properly structure your loan? My team and I would love to help you. You can reach us at 616-931-4629 or via our website at www.danmoralez.com. Dan Moralez VP - Mortgage Loan Officer NMLS #709729 Northpointe Bank is an Equal Housing Lender All Loans Subject to Credit Approval