This week I talk about how your decisions may cost you in the mortgage process.   Next week we will be talking about things self employed borrowers  do prior to years end that can hurt their ability to get a mortgage. Toward the end of the year, I will be doing a series of episodes that  answer a number of questions we have received from listeners.   If you are in the market for a home loan, I would love to help you.  You can reach my team and I at 616-931-4629 or online at www.danmoralez.com Dan Moralez NMLS #709729 Regional Vice President Mortgage Loan Officer Northpointe Bank is an Equal Housing Lender All loans subject to credit approval.