Follow up to an earlier podcast released this week, HC360 #030 - Financial health during a health crisis with Independent Financial Consultant Frank Toth... Today in a special early release episode, we introduce to the HC360 nation Mr. Michael Ralby who is a capital investor and bond market expert, who has over 30+ yrs of experience, and brings a wealth of knowledge to the HC360 Nation.  Mike and I tackle a different side of the COVID-19 pandemic, and what is happening to the financial markets from a different perspective. All this brought to you, the best & brightest. Glad you're here to join us!

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