In a candid discussion, Doug Apple and Mike Sharman discuss the complexities and often brutal realities of healthcare costs in the United States. The conversation is sparked by the surprising revelation that tennis superstar Venus Williams, despite her immense wealth, returned to professional tennis partly to secure health insurance. This anecdote serves as a springboard for a deeper exploration of:

The Problem with COBRA: Understanding why continuing employer-provided insurance after leaving a job can lead to thousands of dollars in monthly premiums, even for the wealthy.

Insurance Contract vs. Covenant: A key distinction is drawn between the contractual nature of traditional health insurance and the covenantal, faith-based approach of health sharing ministries like Share Healthcare, where members are committed to bearing one another's financial burdens.

The Hidden World of Facility Fees: A detailed explanation of "facility fees" and other opaque charges that hospitals and clinics add to bills, significantly inflating costs for patients.

Navigating Surprise Charges: Practical insights into identifying and questioning questionable expenses on medical bills, such as charges for surgical kits, medication delivery, or unnecessary specialist consultations.

The Disparity in Medical Pricing: An exposé on how hospitals intentionally inflate retail prices for services, with only self-pay patients typically being charged the full, exorbitant amount, while insurers negotiate much lower rates.

The Affordability of Health Sharing: How health sharing ministries can offer significantly lower monthly costs compared to traditional insurance due to repricing bills, members' willingness to self-pay smaller expenses, and the absence of costly regulatory burdens and unbiblical coverages.

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You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website:

https://sharehealthcare.com/