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Brian Akers and Jeff Akers, certified financial planners, discuss healthcare options for early retirees. They emphasize the importance of planning healthcare decisions before age 65, when Medicare eligibility begins. Jeff explains that Medicare is primary coverage for those working at small companies, while large companies' health insurance remains primary. They detail options like COBRA, which can cost up to 102% of the premium, and the Maryland Health Connection for individual market plans, which range from $100 to $500 per month. They also highlight the need for dental and vision insurance and the importance of financial planning to manage healthcare costs effectively.