Welcome to the Healthy Rich podcast, a show about money for misfits!

I’m Dana Miranda, a financial educator and author of You Don’t Need a Budget.

In this episode, I talk with estate planning experts about:

🥑 How to make an end-of-life plan for any kind of family

🥑 Why a trust is for everyone — not just rich folks

🥑 How to leave your estate to your pets (you really can!)

🥑 Securing your digital legacy with the mishmash of technology that rules our lives

Subscribe to Healthy Rich at www.healthyrich.co, and learn more about You Don’t Need a Budget at youdontneedabudget.com.

Welcome to the Healthy Rich podcast, a show about money for misfits!

I’m Dana Miranda, a financial educator and author of You Don’t Need a Budget.

In this episode, mental fitness coach Cristy de la Cruz and I discuss:

🥑 How to manage the shame that drives so many money moves

🥑 Incorporating mindfulness practices into your financial habits

🥑 How to approach money when it all feels overwhelming

Listen to my full conversation with Cristy at her Somatic Wisdom podcast: https://pod.link/1632476381

Subscribe to Healthy Rich at www.healthyrich.co, and learn more about You Don’t Need a Budget at youdontneedabudget.com.

Welcome to the Healthy Rich podcast, a show about money for misfits!

I’m Dana Miranda, a financial educator and author of You Don’t Need a Budget.

In this episode, I discuss:

🥑 How to find affordable, trans-friendly cities in the U.S.

🥑 How to apply for a passport and prepare for international travel

🥑 How to be ready to move at the drop of a hat

Subscribe to Healthy Rich at www.healthyrich.co, and learn more about You Don’t Need a Budget at youdontneedabudget.com.

Welcome to the Healthy Rich podcast, a show about money for misfits!

I’m Dana Miranda, a financial educator and author of You Don’t Need a Budget.

In this episode, I discuss:

🥑 How I manage my money as a freelance writer

🥑 Tips to build a buffer in your bank account

🥑 How to smooth over ups and downs in your income

🥑 What to do when you make enough, but money always feels tight

Subscribe to Healthy Rich at www.healthyrich.co, and learn more about You Don’t Need a Budget at youdontneedabudget.com.

Welcome to the Healthy Rich podcast, a show about money for misfits!

I’m Dana Miranda, a financial educator and author of You Don't Need a Budget.

In this episode, I discuss:

🥑 How to overcome fear of instability in freelancing

🥑 How to set yourself up financially before taking the leap

🥑 What kind of work you can do as a freelancer and how to find it

Subscribe to Healthy Rich at www.healthyrich.co, and learn more about You Don't Need a Budget at youdontneedabudget.com

Welcome to the Healthy Rich podcast, a show about money for misfits!

I’m Dana Miranda, a financial educator and author of You Don’t Need a Budget.

In this episode, I discuss how to turn yourself from a saver into a spender (and why you’d want to):

🥑 Why saving too much can be as much of a burden as saving too little.

🥑 How naming your needs and values can help you decide how to spend money without a restrictive budget or spending plan.

🥑 Three exercises to help you name your needs and values and how you can use money to support them.

Mentioned in this episode:

🔗 Healthy Rich podcast: How do you avoid spending money you don’t have?

🔗 Buy What You Love without Going Broke by Jen Smith and Jill Sirianni

🔗 Maslow’s Hierarchy of Needs

🔗 You Don’t Need a Budget Reflection Questions worksheet

🔗 Subscribe to Healthy Rich at healthyrich.co

Welcome to the Healthy Rich podcast, a show about money for misfits!

I’m Dana Miranda, a financial educator and author of You Don’t Need a Budget.

In this episode, I discuss:

🥑 What we might expect for consumer prices, taxes, student loans and retirement plans under the final Trump term.

🥑 What you can do now to protect peace and stability in your finances.

🥑 The challenge of setting yourself up for financial independence from estranged loved ones.

🥑 How to rethink and expand your resources to find comfort in times of uncertainty.

Welcome to the first episode of the Healthy Rich podcast, a show about money for misfits! I’m Dana Miranda, a financial educator and author of You Don’t Need a Budget.

In this (re)launch episode, I’m answering the No. 1 question I get when I tell people “you don’t need a budget”: How do you avoid spending money you don’t have?

My answer will probably vex a lot of people, but I stand by it. I get into:

🥑 The three dimensions of financial wellness that can inform how you use money.

🥑 Why debt isn’t something you have to avoid!

For show notes and more information from today's show check out the post at healthyrich.co. While you're there, subscribe to get notified whenever I drop a new episode.

If you have a question you'd like to see answered in a future episode, you can submit it in writing or as a voicemail by clicking on submit a question for the podcast at the top of the page.

Reflecting on the trouble of challenging a dominant paradigm — including the ways I've internalized it. I'm making myself say out loud what we're really talking about when we talk about budget culture.

Find more information about this episode at www.healthyrich.co.

Subscribe to the Healthy Rich newsletter so you never miss an episode: www.healthyrich.co/subscribe

I'm sharing my debt stories — including evading student loan payoff, being sued for credit card debt and being ordered to garnish my own wages.

A lot of the ways we talk about debt encourage us to feel shame around the subject. But so do a lot of the ways we don’t talk about debt. Every way I’ve chosen to deal with debt throughout my life goes against conventional advice. And the consequences I’ve experienced are things budget culture paints as shameful — but I'm doing just fine.

If you’re feeling any kind of shame, obligation or anxiety about your experiences with debt, let my stories inspire you to quiet those budget culture messages and make the choices that are right for you.