With proper guidance and assistance, many homeowners can avoid foreclosure even when all signs point to losing their homes. Ken Wade, CEO of NeighborWorks America, supports a network of more than 240 affordable housing and community development organizations serving over 4,000 communities. In this podcast episode, he addresses the state of the housing crisis in the U.S. and what's being done, with the help of $4 million in grants from HUD, to help existing and prospective homeowners understand the mine fields and navigate their way through to successful home ownership.