Here’s How to Save $1 Million by 65 No Matter How Old You Are Now by Alix Langone Right now is a good time to start saving for retirement if you want to be able to brag about your millionaire status to your Pickleball partner down the line. Becoming a millionaire is something many people aspire to, but — unless you hit the jackpot or sign with a major sports franchise — you have to start saving much earlier than you might think to achieve that financial goal.