Are you a spender or a saver? A credit card maximizer or a debit-only minimalist? In this episode, we unpack the everyday decisions that quietly shape your financial life — from Warren Buffett’s investing advice and exchange-traded funds to subscription overload, budgeting habits, and whether new cars are really a trap.

We get real about the hidden costs of homeownership, surprise expenses (hello, childcare and dryer fires), Costco vs. Sam’s Club loyalty, coupon codes, name brands vs. generics, and even how much the outfit you’re wearing right now actually cost.

Plus: Do dogs cost as much as kids? Should you obsess over your credit score? What would you never spend money on? And ultimately — can money actually buy happiness?

It’s practical, honest, and with one of our favorite guest David Leake. Just the way money conversations should be.