Dive into the critical aspects of Medicare Supplements that every agent needs to master. This episode unpacks the complexities introduced by the MACRA 2020 rules, explores the nuances of pre-existing conditions, guaranteed issue rights, and the implications of high-deductible Plan G. We also discuss the essentials of foreign travel emergency and excess charge coverage, along with strategies for managing annual rate increases and switching policies. Additionally, understanding the financial stability of carriers is crucial for advising clients effectively. Join us as we provide a comprehensive guide to navigating these key areas, ensuring you're well-equipped to offer informed advice and make the best decisions for your clients.