If you’re a high-income W-2 professional or business owner wanting real estate exposure without leaving your career, this episode is for you.

Scott Carson explains how note investing lets you act as the bank — earning passive returns without tenants, rehabs, or daily management.

💼 How to Invest in Real Estate While Working a Demanding Career

Most professionals don’t lack income — they lack time.

Buying distressed mortgage debt at 50–60 cents on the dollar allows you to:

• Be the lender, not the landlord
 • Control debt without managing property
 • Turn non-performing notes into performing assets
 • Generate strong returns with minimal operations

After 12 months of payments, notes can sell at 80–90 cents on the dollar — often without owning the property.

🎯 Rules for Balancing Business and Life

There is no perfect balance. There are seasons.

• Schedule family first
 • Fit business around life
 • Focus on one niche
 • Communicate with your partner
 • Protect rest intentionally

🧭 Advice for Part-Time Investors

Active Investors:
 • Learn financing
 • Build capital relationships
 • Master one niche
 • Find a mentor

Passive Investors:
 • Understand the deal structure
 • Check the operator’s track record
 • Know return splits and exit timelines (12–36 months)

Balancing Career, Life & Real Estate:

• Accept slow early progress
 • Use evenings/weekends wisely
 • Protect your primary income
 • Use W-2 or business income as leverage

If Time or Money Is Limited:

Start small:
 • Self-directed IRA
 • Partial note purchases
 • Passive fund positions
 • Local investor groups

Servicers and attorneys handle most of the work.

Why Passive Investing Works:

• Earn from discounted debt
 • Benefit from restructured payments
 • Exit once stable
 • Share in backend upside

This episode is for professionals, business owners, beginners, and passive partners.

Pursue financial security, not job security.

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