Risk has been rising, so I reduced exposure to stay in step with the market. The short-term trend is down, and we could slide further unless the Fed steps on the gas of liquidity creation. The $1.9 trillion stimulus bill should be good for the stock market and maybe not so good for the bond market. Either way, I will take my cues from the charts and follow my discipline seeking to avoid life-changing losses. If the market heads higher, I plan to quickly get in sync with the trend. Sometimes it is easy to make money, and other times it is hard not to lose it. However, my faith is in Jesus, and I trust that God is still on the throne of Grace, working all things for our good. I pray that you would see God's hand of blessing today.