This document is a discussion of the third quarter 2024 financial report of online healthcare services provider Hims & Hers, Inc. The company's success factors include personalized medicine using electronic medical records and AI/machine learning and a competitive pricing strategy. In personalized medicine, the report highlights the company's ability to achieve high treatment retention rates by adjusting drug formulations and dosages according to the patient's condition. The report also analyzes the company's efforts to improve access to low-income and elderly populations, as well as its competitive differentiation strategy.