2020 was a year full of challenging surprises.  Some might want to simply put it behind them with hopes that 2021 will be a little less clamorous. Brothers Andrew and Luke have a different approach.  Rather than beginning this year as a blank slate, you can look back at life's crises and convert them into opportunities.  With that said, Happy New Year! Life might not be all rainbows, butterflies, and paella, but we do have a lot to look forward to in 2021.