The National Financial Educators Council did their annual study asking people how many used a financial advisor.  Of those 55 and up, the number is now at 41%.  That seems to be a modest improvement.  Hear why Steve thinks more people are seeking help from a financial professional! 

Researchers say they’ve zeroed in on the perfect time to fall asleep.  They found it’s between 10 and 11 p.m.  Outside of that hour, your circadian rhythm gets disrupted enough that your risk of cardiovascular disease goes up.  If that’s the “sweet spot” for sleep, what is the right amount when it comes to contributing to your 401(k) or retirement plan?

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