<p>’Tis the season—Hanukkah, Christmas, New Year’s—it’s all happening! Spread joy without breaking the bank or channeling your inner Scrooge. Find thoughtful gifts, celebrate with loved ones, and kick off the New Year debt-free and full of cheer!</p>

’Tis the season—Hanukkah, Christmas, New Year’s—it’s all happening! Spread joy without breaking the bank or channeling your inner Scrooge. Find thoughtful gifts, celebrate with loved ones, and kick off the New Year debt-free and full of cheer!

HO! HO! HO! Overspend? It's NO! NO! NO!

Your Bread &amp; Butter™ with Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP® delivers practical, easy-to-understand guidance on investing, retirement, taxes, and everyday money decisions. We break down markets, financial planning strategies, and timely topics so you can feel more confident in your financial life.

Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

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Your Bread & Butter™ with Andrew R. Beaudry, CFP® and Ryan T. Cummings, CFP® delivers practical, easy-to-understand guidance on investing, retirement, taxes, and everyday money decisions. We break down markets, financial planning strategies, and timely topics so you can feel more confident in your financial life. Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

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HO! HO! HO! Overspend? It's NO! NO! NO!

HO! HO! HO! Overspend? It's NO! NO! NO!