When December sales look like a win but your January bank account feels like a bad joke, you are in holiday spending hangover territory. In this 60 Seconds Sharp with Shena episode, Dr. Shena, PhD‑ABD, America’s favorite attorney, revenue strategist, and small‑business bodyguard, breaks down how 2025’s holiday retail pop, buy‑now‑pay‑later, and higher‑cost credit can leave owners with pretty dashboards and ugly cash flow. You will hear what that gap means for your payroll, overtime, and collections in Q1—and why tracking actual cash beats bragging about December screenshots every single time.
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